FAQs

FAQs

Is Vital 110 a MEC (Minimal Essential Coverage) plan?

Yes. As a MEC plan, Vital 110 offers a cost-effective way for businesses to remain ACA-compliant while demonstrating a commitment to employee well-being.

Is Vital 110 a Section 125 plan?

Yes. As a Section 125 plan, Vital 110 delivers meaningful tax savings for both employers and employees.

Does Vital 110 replace major medical plans?

No. Vital 110 complements traditional major medical plans by covering routine, everyday care at no out-of-pocket costs to employees, while also reducing employer claims costs. Unlike traditional insurance, it emphasizes preventive care, proactive monitoring, and integrated digital access.

Is Vital 110 a Wellness Plan?

No. Vital 110 is more than a wellness plan—it is an IRS-recognized health insurance plan that provides predictive health insights, proactive interventions, and $0 out-of-pocket costs for employees, while remaining affordable for employers through built-in tax savings.