Vital 110 reduces costs by lowering claims against major medical plans and leveraging Section 125 tax savings, since premiums are paid with pre-tax dollars.

Vital 110 provides savings in three important ways:

(1) It gives employees access to routine healthcare services without co-pays or deductibles.

(2) As an IRC Section 125 plan, Vital 110 premiums are paid for with pre-tax funds, which reduces the amount subject to taxes (FICA).

(3) When employees participate in the routine care monitoring program each pay period, such as the face scan or health questionnaire, they receive a claims reimbursement in their paycheck that offsets the pretax premium.