2025 Mid-Year Benefits Audit: What to Review, Revise, and Rebuild Now

As we reach the halfway point of 2025, smart companies are using this moment to reassess what’s working—and what needs to change. One area that deserves your attention now? Your employee healthcare benefits.

A mid-year benefits audit allows you to evaluate effectiveness, identify gaps, and make proactive adjustments long before open enrollment. At Health Compass Inc., we help companies modernize their plans through smarter solutions like Vital110. Whether your current offerings are underperforming or just due for a tune-up, here’s what to review, revise, and rebuild now for stronger performance in the second half of the year.

Why a Mid-Year Audit Matters

Many businesses wait until Q4 to assess benefits—when deadlines are tight and decisions are rushed. A mid-year audit gives you the breathing room to be strategic, gather feedback, compare options, and make changes without the pressure of enrollment season.

It’s also a valuable opportunity to:

• Ensure benefits are aligned with employee needs
• Address rising costs before they impact Q3/Q4 budgets
• Improve employee engagement and satisfaction
• Position your business competitively in the talent market

Step 1: Review Current Plan Utilization

Start by looking at how your team is actually using the benefits you provide. Are employees taking advantage of preventative services? Are claims unusually high or low? Are there services that go completely unused?

Low utilization could indicate that benefits are too hard to access, too expensive, or poorly communicated. High claims might signal lack of preventative care or gaps in mental health support.

What to look for:

• Routine vs. emergency care trends
• Utilization of mental health or telehealth services
• Prescription patterns and spending
• Participation in wellness programs (if applicable)

Step 2: Gather Employee Feedback

Data tells one story—but your employees tell another. Consider sending a short survey to ask:

• Do you understand your current healthcare benefits?
• What challenges have you had accessing care?
• Are you satisfied with your plan’s mental health resources?
• What would help you use your benefits more regularly?

Feedback like this can help guide decisions around clarity, education, and whether your current provider is meeting the needs of your workforce.

Step 3: Reevaluate Accessibility and Cost

Today’s workforce expects healthcare to be simple, fast, and affordable. If your plan requires employees to jump through hoops, wait weeks for appointments, or pay high out-of-pocket costs, they’re likely disengaged—and potentially delaying care.

Vital110 offers a virtual-first solution with:

• Free 24/7 virtual primary and urgent care
• No-cost preventative screenings and lab testing
• Confidential mental health support
• No deductibles or copays for key services

In short, it removes the most common reasons employees don’t use their benefits—and helps businesses control costs by reducing high-dollar claims and improving health outcomes.

Step 4: Benchmark Against Industry Trends

What are your competitors offering? Are your benefits still attractive in the current hiring market? Use publicly available benchmarks or consult with a trusted benefits advisor to see how your plan stacks up.

More companies are now offering:

• Telehealth and remote care
• Mental health access and burnout support
• Preventative-first care models
• Wellness stipends and digital health tools

Solutions like Vital110 help smaller businesses compete with enterprise benefit strategies—without the price tag.

Step 5: Plan for Improvements Now

Once you’ve reviewed data, gathered feedback, and identified gaps, it’s time to act. Make a list of high-priority improvements—whether that’s switching plans, adding virtual access, or simplifying education—and begin implementation well before open enrollment.

Changes made mid-year help you avoid the year-end rush, show responsiveness to your team, and start delivering ROI sooner.

Audit Now, Thrive Later

Conducting a mid-year benefits audit is one of the smartest moves a business can make. It gives you the opportunity to course-correct, stay aligned with employee expectations, and avoid costly surprises later in the year.

With a partner like Health Compass Inc. and a platform like Vital110, you don’t have to overhaul your entire benefits program to see results. Small, strategic shifts—especially toward accessible, preventative care—can have a major impact.

Start Your Mid-Year Reset Now

Don’t wait for renewal season to evaluate your benefits. Use this summer as a strategic reset. Review, revise, and rebuild smarter—and position your team for a healthier, more productive second half of 2025.

Get a quote today and let’s create a benefits strategy that works better—for your people and your business.